The Prevention Mutual is a business combination aimed at pooling occupational health and safety risks. It provides the opportunity to take advantage of significant rebates on CNESST (Quebec Workmen's Compensation Commission) contributions given the group's good performance. The Prevention Mutual is also a way to stabilize these contributions against bad claims or changes made to the CNESST's funding.

Only qualifying Federation members may subscribe to the Bus Carriers Prevention Mutual.

Services provided to subscribers

• Employment injury file receipt, analysis, and follow-up;
• Analysis and recommendations on the opportunity of contesting a CNESST, DRA (administrative review branch) or TAT decision as regards a worker's claim;
• Representations for the carrier during disputes before the CNESST, the employment injury commission (CLP) and higher courts;
• Safety practitioner visit at the workplace;
• Assistance during injury investigations;
• Monitoring and control of a worker's time away from work;
• Medical inspection and obtaining the required medical expertise;
• Actuarial statements of performance customized to the business;
• Newsletters.

Obligations of the subscriber

• Develop a prevention program suited to the risks of the business with the tools provided by the Mutual and the help of a safety practitioner;
• Update and apply this program;
• Report any occupational injury or disease to the Mutual within 48 hours;
• Send all documents received from the CNESST associated with a worker's claim to the Mutual;
• Work on litigation files with the Mutual, if applicable.

How to subscribe?

Make your intentions known to the Federation before September of each year. 

Complete, sign, and submit the originals of three documents provided by the Mutual:

1. "Employer Authorization to Access Files"
2. "Directors' Resolution Excerpt"
3. "Service Contract" between the Mutual and the subscriber

In those cases where the business is part of another mutual, submit a letter confirming that the business is withdrawing from this mutual to subscribe to the Bus Carriers Federation's mutual.

The Prevention Mutual will complete, no charge, an eligibility study of the subscriber's records. The definitive list of subscribers in January of the following year will be forwarded to the CNESST every year at the end of September. Subscription to the Prevention Mutual is renewable annually.

CLAIMS ADMINISTRATOR

Mrs. Maryse Dumas
Phone number: 418-476-8181 ext. 204
Email: marysedumas@sstgroupeconseil.com

Management fees

To subscribe to the Federation's Prevention Mutual and enjoy the services of a consulting team, fees are charged. Basic fees are payable on the first year of subscription only, while yearly management fees are set based on the subscriber's payroll. These management fees are reassessed annually.